T
he first step in purchasing a home is to make sure you are properly qualified.  Please fill out this form as completely as possible.  Answering all the questions will allow me to be able to determine the best program for you at the best rate.
Thank you for your time. 
B
orrower Information:
Please enter Borrower / Co - Borrower information.  (Borrower is defined as the primary wage earner)
C
o-borrower Information:
Work History
B
orrower Information:
C
o-borrower Information:
Current Employer / Position
How long with current employer:
Yr(s)
Month(s)
Current Employer / Position:
How long with current employer:
Month(s)
Yr(s)
How is the Borrower paid?
How is the Co - borrower paid?
If you are paid Hourly, what is your hourly rate?  If you are paid Salary, what is your yearly salary?
If you are paid Hourly, what is your hourly rate?  If you are paid Salary, what is your yearly salary?
If less then two years at current job please complete additional work history.  If at job at least two years skip to step 3.
1.
2.
2a.
orrower Information:
B
Past Employer / Position:
How long with past employer:
o-borrower Information:
How long with past employer:
Month(s)
Yr(s)
Month(s)
Yr(s)
How was the Borrower paid?
If you were paid Hourly, what was your hourly rate?  If you were paid Salary, what was your yearly salary? 
How was the Co - borrower paid?
C
3.
Current Living Situation
B
orrower Information:
C
o-borrower Information:
I currently
.
Are you a 1st time homebuyer?
Yr(s)
Month(s)
Borrower has lived at current residence:
1.
2.
3.
4.
How much do you pay each month in rent?
1.
Are you a 1st time homebuyer?
2.
I currently
3.
Borrower has lived at current residence:
Yr(s)
Month(s)
How much do you pay each month in rent?
4.
.
If you rent from a private landlord, how do you pay each month?
5.
5.
If you rent from a private landlord, how do you pay each month?
3a.
If less then one year at current residence please complete additional residence history.  If at residence at least one year skip to step 4.
B
orrower Information:
C
o-borrower Information:
Are you a 1st time homebuyer?
1.
Are you a 1st time homebuyer?
I used to:
.
I used to:
2.
Borrower had lived at past residence:
3.
Borrower had lived at past residence:
3.
Month(s)
Yr(s)
Month(s)
Yr(s)
How much do you pay each month in rent?
4.
4.
How much do you pay each month in rent?
If you rent from a private landlord, how do you pay each month?
5.
If you rent from a private landlord, how do you pay each month?
5.
1.
2.
4.
Assets in Reserve
orrower Information:
B
o-borrower Information:
C
How much money in savings account?  Which Bank?
1.
2.
How much money in checking account?
How much money additional reserve (401K, stocks, bonds)
3.
1.
2.
How much money in checking account?
3.
How much money additional reserve (401K, stocks, bonds)
5.
General Questions:
1.
When do you plan on completing this transaction?
2.
How long do you intend to keep this property?
Is there a specific loan you would like me to look at for you?
3.
4.
Did a specific realtor direct you to this site?
5.
Who do they work for?
6.
How much are you looking to put down (IE 100% financing)?
Thank you for taking the time to fill out this form.  By clicking the submit button you hearby authorize Bayfield Home Loans LLC to pull a copy of your credit report.
What is the best time, day and phone number to call you at?
7.
What is a good email address for correspondence:
8.
If you were paid Hourly, what was your hourly rate?  If you were paid Salary, what was your yearly salary?
Past Employer / Position:
How much money in savings account?  Which Bank?
HourlySalaryCommission
HourlySalaryCommission
NA
NA
No Co Borrower
Same as Borrower
YesNo
YesNo
NA
NA
CashCheckNA
CashCheckNA
HourlySalaryCommission
HourlySalaryCommission
YesNo
CashCheckNA
YesNo
CashCheckNA