Molly Hayes

NMLS # 2622371

360-461-5405

Molly@bayfieldhomeloans.com

Molly Hayes Loan Officer

Blog

FHA Loans: the 9 Most Frequently Asked Questions

FHA Loans: the 9 Most Frequently Asked Questions

If you are getting ready to buy a home, you might want to consider using an FHA loan. What are these mortgages? Here are answers to some of the most frequently asked questions about FHA loans to help you decide if one is right for you. What is an FHA Lo

Aug 02, 2022 | Purchasing a Home

How Much Money Do I Need to Save Before I Buy a House?

How Much Money Do I Need to Save Before I Buy a House?

If you’ve been saving to buy a house, rising home prices and interest rates over the past year can make homeownership seem out of reach. Inflation that has reached 40-year highs does not help either. Before you give up on breaking into the housing market,

Jul 28, 2022 | Purchasing a Home

A Renovation Loan Could Help You Beat the Housing Market

A Renovation Loan Could Help You Beat the Housing Market

Today’s housing market remains hot, with soaring sales prices, even as mortgage interest rates have almost doubled in the past year. Those factors combined with very limited inventory make it difficult for many would-be buyers to get a foothold in homeown

Jul 26, 2022 | Purchasing a Home

Is A Reverse Mortgage a Good Way to Pay for Long-term Care?

Is A Reverse Mortgage a Good Way to Pay for Long-term Care?

According to a recent Genworth study, every day until 2030, 10,000 “Baby Boomers” will reach the age of 65. And another study found that seven out of ten seniors will require long-term care before the end of their lives. However, not everyone has the fina

Jul 21, 2022 | Reverse Mortgage

6 Ways to Save Money on Your Next Mortgage

6 Ways to Save Money on Your Next Mortgage

Mortgage interest rates have jumped more than two full percentage points in the past year and with home prices growing at record high paces, buying a home might seem more out of reach than ever for some people. The good news is that there are smart ways t

Jul 19, 2022 | Purchasing a Home

Which Credit Score Will My Mortgage Lender Use?

Which Credit Score Will My Mortgage Lender Use?

You probably already know that mortgage lenders will pull a record of your credit history when you apply for a home loan. You may also know that there are several versions of your credit score for your lender to choose from. What you probably do not know

Jul 14, 2022 | Credit

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