Molly Hayes

NMLS # 2622371

360-461-5405

Molly@bayfieldhomeloans.com

Molly Hayes Loan Officer

Blog

How A Piggyback Loan Could Help You Avoid PMI

How A Piggyback Loan Could Help You Avoid PMI

U.S. house prices have jumped by leaps and bounds over the past few years. While that is great news for homeowners who are racking up tons of equity, it makes it much harder for potential buyers to save up enough to break into the market. If you find your

Jun 23, 2022 | Purchasing a Home

The Do’s and Don’ts  of Buying A Vacation Home

The Do’s and Don’ts of Buying A Vacation Home

With remote working a possibility for many more employees today than before the pandemic, people can often choose where to work on a daily basis. If you are in this situation and would love to spend more time in a place you like to vacation, buying a seco

Jun 21, 2022 | Purchasing a Home

Can I Buy a Home with Cryptocurrency?

Can I Buy a Home with Cryptocurrency?

As of March 2022, the cryptocurrency world was worth more than $1.7 trillion and at least 16% of Americans had participated in some form. With new digital currencies popping up all the time, crypto investors may be wondering if they can use their cryptocu

Jun 16, 2022 | Purchasing a Home

Combat Rising Inflation on Your Debt with a Refinance Loan

Combat Rising Inflation on Your Debt with a Refinance Loan

Over the last year, inflation has been rising at a historic rate, with prices jumping on everything from gas to groceries to building supplies. Credit card rates have also climbed since the beginning of the pandemic as has total credit card debt, as many

Jun 14, 2022 | Refinancing a Home

Understanding VA Mortgage Loan Fees

Understanding VA Mortgage Loan Fees

If you qualify for a VA mortgage loan, sponsored by the Department of Veteran Affairs, you will get an excellent deal on rates and terms. For example, VA loans can require as little as no down payment, do not have a specific credit score minimum, and have

Jun 09, 2022 | VA Loans

Programs and Grants to Help First-Time Home Buyers

Programs and Grants to Help First-Time Home Buyers

In today’s hot housing market of rising home prices and limited inventory, it may seem impossible to break in as a first-time buyer. It can be overwhelming trying to save up a giant down payment and other mortgage costs on your own as interest rates and p

Jun 07, 2022 | Purchasing a Home

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