Molly Hayes

NMLS # 2622371

360-461-5405

Molly@bayfieldhomeloans.com

Molly Hayes Loan Officer

Blog

What is a Drive-By Appraisal?

What is a Drive-By Appraisal?

When buying your home, one of the important steps in the mortgage financing process is having an appraisal done. Having an appraiser determine the value of the property is essential to determining how much your lender is willing to lend you for the purcha

May 17, 2022 | Refinancing a Home

How Many Types of VA Loans Are There?

How Many Types of VA Loans Are There?

If you are a veteran, active-duty service member or a qualifying spouse, you are probably eligible for help with your mortgage loan from the Department of Veterans affairs. These VA loans offer a host of benefits, from no down payments to no mortgage insu

May 12, 2022 | VA Loans

Home Equity Vs. Cash-Out Refinance Loans

Home Equity Vs. Cash-Out Refinance Loans

If you need a chunk of change for a home improvement project, paying for your student’s college tuition, consolidating your own debt, or even paying for medical bills, you may be able to pull that money out of your house. This can be done either through a

May 10, 2022 | Refinancing a Home

How Many VA Home Loans Can You Have?

How Many VA Home Loans Can You Have?

Borrowers who have purchased a home with a VA loan know that they come with amazing benefits: no down payment, low interest rates, and no mortgage insurance. These mortgages backed by the Department of Veterans Affairs give current and former U.S. service

May 05, 2022 | VA Loans

Can You Afford a Second Home?

Can You Afford a Second Home?

A recent study from the National Association Realtors found that American homeowners gained over $8.2 trillion dollars in housing wealth over the past decade. And with home prices and inflation skyrocketing, there has never been a better time to put your

May 03, 2022 | Purchasing a Home

How to Use a Mortgage Calculator

How to Use a Mortgage Calculator

As you begin the process of becoming a homeowner, one of the first things you need to know is how much your monthly payments will be and how much home you can afford. Fortunately, you can get a fairly accurate picture of both numbers with the help of an o

Apr 28, 2022 | Purchasing a Home

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